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<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=60 BGCOLOR="#CC3333" TEXT="#080000"> <div> <FONT SIZE="4" COLOR="#FFFF99" FACE="Bimini" >Szymon Tolak, </FONT><FONT SIZE="3" COLOR="#FFFF99" FACE="Bimini" >Realtor </FONT><FONT SIZE="2" COLOR="#FFFF99" FACE="Bimini" > </FONT><B> </B>|<B>  </B><A HREF="index.htm" TARGET="_top" TITLE="STrealty.com"><B>Home</B></A></div> <div> <B> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="981" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 64 WIDTH="372"><div> <I>Real People care about ...</I><I> </I></div> </tD> <tD VALIGN=TOP><NOBR><div> <B>|  </B><A HREF="climate.htm" TARGET="_top" TITLE="Climate"><B>Climate</B></A><B> |  </B><A 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SRC="1431e140.gif" border=0 width="30" height="20" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></A><B> </B><A HREF="in_polish.htm" TARGET="_top" TITLE="In Polish"><B>In Polish</B></A></div> <bR> <div> <I><IMG SRC="05d25220.gif" border=0 width="37" height="34" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"> <IMG SRC="05c48220.gif" border=0 width="72" height="34" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></I></div> <bR> </td> <td valign="top" height=420 width="100%" BGCOLOR="#FFFFFF" TEXT="#080000"> <bR> <bR> <bR> <div> <I><B>Rates history:</B></I></div> <bR> <DIV ALIGN="LEFT"></DIV> <div> <B>            As of 5/26/06</B></div> <bR> <bR> <div> <I><B>Conforming Rates (up to $417,000)</B></I></div> <div> <TABLE BORDER="2" CELLPADDING="1" CELLSPACING="1" WIDTH="560" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP BGCOLOR=#000080 HEIGHT= 20 WIDTH="215"><div> <B>PROGRAM</B></div> </tD> <tD VALIGN=TOP BGCOLOR=#000080 WIDTH="166"><div> <B>RATE</B></div> </tD> <tD VALIGN=TOP BGCOLOR=#000080 WIDTH="159"><div> <B>POINTS</B></div> </tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#DFDFDF HEIGHT= 20 WIDTH="215"><div> <B>30 YEAR FIXED</B></div> </tD> <tD VALIGN=TOP WIDTH="166"><div> 6.625</div> </tD> <tD VALIGN=TOP WIDTH="159"><div> 0</div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 20 WIDTH="215"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="20" ALIGN="bottom" WIDTH="215" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="166"><div> 6.375</div> </tD> <tD VALIGN=TOP WIDTH="159"><div> 1</div> </tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#DFDFDF HEIGHT= 20 WIDTH="215"><div> <B>15 YEAR FIXED</B></div> </tD> <tD VALIGN=TOP WIDTH="166"><div> 6.375</div> </tD> <tD VALIGN=TOP WIDTH="159"><div> 0</div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="215"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="215" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="166"><div> 6.125</div> </tD> <tD VALIGN=TOP WIDTH="159"><div> 1</div> </tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#DFDFDF HEIGHT= 20 WIDTH="215"><div> <B>5/1 ARM</B></div> </tD> <tD VALIGN=TOP WIDTH="166"><div> 6.25</div> </tD> <tD VALIGN=TOP WIDTH="159"><div> 0</div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="215"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="215" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="166"><div> 6</div> </tD> <tD VALIGN=TOP WIDTH="159"><div> 1</div> </tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#DFDFDF HEIGHT= 20 WIDTH="215"><div> <B>3/1 ARM</B></div> </tD> <tD VALIGN=TOP WIDTH="166"><div> 5.875</div> </tD> <tD VALIGN=TOP WIDTH="159"><div> 0</div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="215"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="215" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="166"><div> 5.625</div> </tD> <tD VALIGN=TOP WIDTH="159"><div> 1</div> </tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#DFDFDF HEIGHT= 20 WIDTH="215"><div> <B>7/1 ARM</B></div> </tD> <tD VALIGN=TOP WIDTH="166"><div> 6.375</div> </tD> <tD VALIGN=TOP WIDTH="159"><div> 0</div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="215"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="215" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="166"><div> 6.125</div> </tD> <tD VALIGN=TOP WIDTH="159"><div> 1</div> </tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#DFDFDF HEIGHT= 19 WIDTH="215"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="215" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="166"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="166" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="159"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="159" HSPACE="0" VSPACE="0"></tD> </tR> </TABLE></div> <bR> <div> <I><B>Jumbo Rates (over $417,000)</B></I></div> <bR> <div> <TABLE BORDER="2" CELLPADDING="1" CELLSPACING="1" WIDTH="566" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP BGCOLOR=#000080 HEIGHT= 20 WIDTH="220"><div> <B>PROGRAM</B></div> </tD> <tD VALIGN=TOP BGCOLOR=#000080 WIDTH="166"><div> <B>RATE</B></div> </tD> <tD VALIGN=TOP BGCOLOR=#000080 WIDTH="160"><div> <B>POINTS</B></div> </tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#DFDFDF HEIGHT= 39 WIDTH="220"><div> <B>30 YEAR FIXED (over 500k, add .125 to rate)</B></div> </tD> <tD VALIGN=TOP WIDTH="166"><div> 6.75</div> </tD> <tD VALIGN=TOP WIDTH="160"><div> 0</div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="220"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="220" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="166"><div> 6.5</div> </tD> <tD VALIGN=TOP WIDTH="160"><div> 1</div> </tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#DFDFDF HEIGHT= 39 WIDTH="220"><div> <B>15 YEAR FIXED (same as above)</B></div> </tD> <tD VALIGN=TOP WIDTH="166"><div> 6.5</div> </tD> <tD VALIGN=TOP WIDTH="160"><div> 0</div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="220"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="220" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="166"><div> 6.25</div> </tD> <tD VALIGN=TOP WIDTH="160"><div> 1</div> </tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#DFDFDF HEIGHT= 20 ><NOBR><div> <B>5/1 ARM  (same as above)</B></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="166"><div> 6.25</div> </tD> <tD VALIGN=TOP WIDTH="160"><div> 0</div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="220"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="220" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="166"><div> 6</div> </tD> <tD VALIGN=TOP WIDTH="160"><div> 1</div> </tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#DFDFDF HEIGHT= 20 ><NOBR><div> <B>3/1 ARM (same as above)</B></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="166"><div> 5.875</div> </tD> <tD VALIGN=TOP WIDTH="160"><div> 0</div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="220"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="220" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="166"><div> 5.625</div> </tD> <tD VALIGN=TOP WIDTH="160"><div> 1</div> </tD> </tR> <tR> <tD VALIGN=TOP BGCOLOR=#DFDFDF HEIGHT= 20 WIDTH="220"><div> <B>7/1 ARM</B></div> </tD> <tD VALIGN=TOP WIDTH="166"><div> 6.375</div> </tD> <tD VALIGN=TOP WIDTH="160"><div> 0</div> </tD> </tR> </TABLE></div> <bR> <div> <B>For more information, call</B></div> <div> <I>Jim Hanewich</I></div> <div> NE Moves Mortgage Senior Loan Officer</div> <DIV ALIGN="LEFT"></DIV> <div> <B>508-541-7624</B></div> <bR> </td> </tr></table></body>